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The number of auto insurance companies throughout the United States of America is quite overwhelming. Each state generally has more than enough companies promising you inexpensive quotes, easy claiming procedures, multiple types of coverage, great customer services, and more. There are also numerous companies running their insurance businesses. Among all of them, is worth mentioning. The company is an independent agency serving a lot of states in the USA.


Types of Coverage

Our company offers basic types of coverage such as bodily injury liability, property damage liability, comprehensive coverage, medical payments, collision coverage, rental reimbursement, and uninsured motorist. However, our company also has an SR22 car insurance policy and it protects literally all types of drivers. The company even offers services for drivers with international licenses. A general overview of the coverage is briefly outlined as follows.

  1. Bodily Injury Liability

The most important thing that you should know about bodily injury liability policy is that it protects the person, not the vehicle. It provides coverage in case you injure or kill somebody in an accident while driving your car. This coverage also provides a legal defense if someone sues you for such a case.

  1. Property Damage Liability

In case your car hits something while you are driving, property damage liability will pay the cost of repair for any damaged properties including car caused by the incident. However, it will only cover the cost of repair for someone else’s damaged car or properties, not yours. In most cases, the owner of the damaged properties will also file a lawsuit against you; property damage liability will provide a legal defense for you.

  1. Uninsured Motorist Coverage

This coverage is useful when you are a victim of a hit-and-run incident by a driver who is not protected by auto insurance. Uninsured motorist coverage will cover the cost incurred by such an accident.

  1. Medical payments

Medical payments or personal injury protection is actually not available in all states. However, the company provides one for you. This type of coverage will pay the cost for your medical treatment following an accident regardless of who actually caused it. The good thing is that this coverage pays the medical bills for you and all other people who are in your car during the accident.

  1. Comprehensive Physical Damage Coverage

Comprehensive coverage is actually an add-on or optional coverage, but it is important to protect your property against vandalism, theft, or disasters. The losses caused by non-collision incidents will be covered. If your car is stolen, you may not get the car back, but the company will pay as much as the car is worth.

  1. Collision Coverage

If comprehensive coverage protects against non-collision incidents, collision coverage pays the cost of repair for your car damage following an accident. If your car is hit by another vehicle or it bumps into other objects while you are driving, collision coverage has your car fixed. If your vehicle is totaled, the company will pay as much as the value of your car.

  1. Rental Reimbursement

When your car is being fixed after any incident covered by either comprehensive or collision coverage, rental reimbursement provides a rental vehicle until your car is completely repaired. The company provides up to $25 a day, but you can always add the amount of coverage if necessary.

  1. SR22 Car Insurance Policy

In some cases, your driver’s license is possibly suspended if you are caught for reckless driving, using an expired license, or driving without auto insurance. To fix this issue and renew the suspended license, the state will require you to have an SR22 policy or Financial Responsibility Insurance with at least liability. Such filing usually needs to be made immediately, and the company is able to completely process it within one day only. The company will notify the Secretary of State electronically and it will email the insurance card and information instantly to you.

  1. International Driver License

One of the best things about this company is that it also offers coverage for people who temporarily in the United States. Those people can use an international driver’s license legally, but insurance is always important. You can consult the company’s representatives to understand this issue.

Payment Options

Our website of provides a platform where you can pay the quotes online. It accepts payment methods with credit cards such as VISA, MasterCard, American Express, and Discover Network. Payment can also be done with a check and Western Union. You can apply for insurance quotes via the website; you are required to inform your location, basic personal data, and vehicles. The information is required, so the website can accurately predict the quotes that you need. The website will almost instantly provide up to 12 quotes that you can review online.

Additional Information

Another good thing about the company is that it protects almost all types of driver including those who are considered high-risk drivers. Besides providing easy procedures for SR22 filing, the company also offers zero down payment for drivers with international licenses or those who drive commercial vehicles.